20 Evaluation Essay Topics on Affordable Care Act

20 Evaluation Essay Topics on Affordable Care Act In the previous guide 10 facts on Affordable Care Act for an evaluation essay, we talked about interesting facts you could utilize to write an excellent evaluation essay. Now, let’s talk topics. There are several names this law goes by such as the Patient Protection and Affordable Care Act (PPACA), Affordable Care Act (ACA) and Obamacare. It is considered to be a significant law passed to reform America’s health care system since the Medicare and Medicaid law which was passed in 1965. This law aims to help hospitals and general physicians produce significantly better results at reduced costs with better and easier methods of distribution. This is established through the transformation of existing methods with respect to finances, technology and clinical practice. Here are 20 topics for an evaluation essay on the Affordable Care Act: Affordable Care Act’s Impact on the Number of Uninsured Citizens to Get Insurance. How Will Americans Get Treatment in Emergency Situations Under the ACA Initiative? How Will the ACA Help Patients With Diseases That Insurance Companies Consider Undesirable Is the ACA Making Insurance More Affordable? How Will the ACA Law Help Small Business Owners? Underlying ACA Mechanism to Reduce Premium and Out-of-Pocket Costs of Medical Care? Solutions the ACA Law Offers to People Who are Unable to Afford Coverage. Define How Competitive the Online Health Insurance Marketplace Established Under the ACA Law is at Coverage Plan Comparison Reviewing Claims of ACA Law on Reducing the Deficit by $100 Billion in Ten Years and $1 Trillion in the Second Decade. How Will Money Be Raised Under the ACA Law? Will the ACA Law Effectively Put an End to Overspending, Fraud and Abuse in the Insurance Industry? How is the Quality of Health Insurance Being Upheld Under ACA Law? How Are Arbitrary Lifetime Limits Being Handled Through the ACA Law? New Accountability Measures of Insurance Companies Under The ACA Law? Measures for Citizens with Long-Term Care Needs Under The ACA Law. What Are the Benefits for Senior Citizens Under the ACA Law? Awareness Initiatives for the Improvement Of Public Health Under the ACA Law Measures Taken for the Rural Areas Under the ACA Law Incentives For Students to Take on Healthcare Related Professions and Then Jobs Under The ACA Law Taxation of Insurance Companies Under the ACA Act Here is a sample essay on one of the topics mentioned above: Evaluation Essay: Affordable Care Act’s Impact on the Number of Uninsured Citizens to Get Insurance The ACA is considered to be one of the most significant laws passed in US history. The law was passed in March 23, 2010 by president Obama, and since been   a major part of the population having an insurance coverage plan. The ACA has achieved this through expanding the eligibility criteria of Medicaid so that citizens under 138% of the poverty line can be added. ACA has also introduced state-sponsored insurance plans where individuals and small business owners would be able to buy insurance plans with the added benefit of subsidies for those whose income lies between 100% and 400% below federal poverty levels. According to the commonwealth fund reported on July 2014, around 10 million people randomly aged between 19-64 had chosen to go for a health insurance plan, which amounts to 5% of the working-age population. According to Gallup’s report on April 2015, the uninsured rate of individuals aged 18 and over through 2013 to 2015, has drastically dropped from 18% to 11.9%. Similarly the Rand Corporation’s official report claims that there has been a drastic effect of ACA on employers offering medical insurance coverage plans, as they have increased by more than 8 million. Similarly individuals applying for Medicaid have increased in the amount by 6 million. Around 4 million people are currently being covered through the federal and state marketplaces and a little less than a million people opted to become uninsured, owing to third-party insurance coverage plans. While experts are unsure about a million people opting out of the aforementioned insurance plan, it’s still a very small number as it merely represents only 1 percent of the working population. It can be concluded that a little less than 7.5 million individuals have opted to choose marketplace insurance policies and have effectively made payments on their premiums. According to a survey on ACA law statistics, young adults have chosen to stay on their parent’s coverage plan until they are 26. The same survey has also brought forth welcoming news that after the acceptance of this law, the body mass index in young adults has reduced by an impressive rate. Once again, proof that the ACA law has helped improve quality of life and the health of citizens. The ACA legislature has also reduced the amount of medical bankruptcies which is one of country’s highest-level of bankruptcy declarations. It’s become evident that opting for an ACA-issued medical coverage plan is helping to reduce the overall costs and availability of even more affordable plans, while the number of people getting insurance plans is increasing exponentially. Further you will get your hands on our guide for writing an evaluation paper  on affordable care act. References: Landmark: The inside story of Americas new healthcare law and what it means for us all. (2010). New York: Public Affairs. Rawal, P. H. (n.d.). The Affordable Care Act: Examining the facts. Brill, S. (n.d.). Americas bitter pill: Money, politics, backroom deals, and the fight to fix our broken healthcare system. Bromley, K. (n.d.). The employers guide to ObamaCare: What profitable business owners know about the Affordable Care Act. 2015 Affordable Care Act: Law, Regulatory Explanation And Analysis. (n.d.). Askin, E., Moore, N. (n.d.). The health care handbook: A clear and concise guide to the United States healthcare system. Emanuel, E. J. (n.d.). Reinventing American Health Care: How The Affordable Care Act Will Improve Our Terribly Complex, Blatantly Unjust, Outrageously Expensive, Grossly Inefficient, Error Prone System.

london trafic essays

london trafic essays One of the most powerful nuances of any writing is the dialogue within the story. In literature, it is all too often that characters live only in the jaded voice of the author and never truly develop as their own, or are not strongly opinionated in a manner which contrasts the opinions of the writer. It is also unfortunately true that the women depicted in most male-authored literature do not often sound realistic, or how most women one would speak to in the course of the day tend to sound. All too often, women are depicted on a lower level of speech than men. For instance, Dickens and Arthur Miller both apparently subscribed to this notion, as the women in their stories were usually more passive, and not as elaborate as men in their speech, however, James Joyce did not see things in the same light. The most developed female character in Joyces A Portrait of the Artist as a Young Man, is one who speaks with dignity, passion, and the female tact which is all too often ignored in the ch aracters of women. Joyce's Dante Riordan's words and thoughts are true to those of literate Although a short-lived character in Portrait, Dante Riordan, in a brief amount of time emits an apparently important and mysterious aura, the aura of a woman. Judging from the studies of twentieth century linguists, Joyce's brief representation of Dante through speech is nearly flawless. To more lucidly understand this, one must carefully examine some of the instances at which Dante speaks in her conversation with Mr. and Mrs. Dedalus, Charles, and Mr. Casey, and re-examine the arguments she makes. Dante is introduced into the dinner table conversation as a silent character. However, when the men's conversation turns to the misuse of the preacher's pulpit, Dante begins her interjections. All too often, women in literature remain linguistically dormant unless ...

GLOBALIZATION Essay Example | Topics and Well Written Essays - 1250 words

GLOBALIZATION - Essay Example In the opinion of (Steger 22), in later part of the 20th century, the world found economic growth as ulterior factor for progress and power so, nations standing aloof meant retrogress and backwardness to them. To have a rational analysis of economics in globalization phenomenon, I have structured this essay in two main sections. First section discusses correlation between global environment and local issues. Further, second section exhaustively deals with implications of poverty on global environment as well as on local level. In this section, argumentative approach is taken regarding what poverty literally means to global environment as well as to local one. Finally, this paper ends up with a detailed Globalized world has a logical association with local issues because, local issues profoundly influence global environment. In this highly globalized world local problems become international and international concerns have implications on local level so, there is strong relationship between global environment and local issues. These issues include many things such as: concerns relating to environmentalists, third world countries, and critics of capitalism, business organizations and trade unions of rich countries. Further, health issues, labor rights, cultural issues and issues of national integrity also have nexus with international environment. International arena is more concerned with dealing with these problems as they pose threat to unification of the world driven by communication, transportation and information technology. International scenario is concerned with issues of environmentalists because global world does not seem to have same environmental conditions across the globe. Further, global warming which has serious implications for some countries, but has a sunny side for others, has seriously affected globalization process. In this connection, world

Propaganda Essay Example | Topics and Well Written Essays - 1000 words - 1

Propaganda - Essay Example The first image which represents the Nazi propaganda under the leadership of Hitler strongly suggests that the medium used by Hitler in his propaganda has been very effective. Hitler was able to successfully win the trust and support of its people in Germany. In fact, â€Å"even the youngest want to take Hitler’s picture†6. The second image is similar with the first image in the sense that Obama also managed to use effective medium in his propaganda. This explains why Obama won in the presidential election in the United States. â€Å"Time† is all about being able to disseminate the message across the target audiences at the right moment of time7. Hitler’s and Obama’s timing was both made at the right moment. For instance, to win the support of the majority of the Americans for his presidential campaign back in 2008, Obama’s propaganda is to create more jobs and make healthcare accessible to all8, 9. The timing of Obama’s propaganda was just right since majority of the people has been badly affected by the economic recession in the United States. ... Hitler was known for being a totalitarian12. Therefore, to win the people’s trust, he publicly announced that one of his goals is to gather the German people together so as to establish a national body strong enough to â€Å"resist destruction†13. All types of propaganda are based on either the â€Å"truth† of what most people assume to be the truth14. For example, Hitler said that â€Å"if the negative forces of destruction are to be overcome, the positive forces of preservation must be enhanced†15. Without the application of critical thinking, it is true that strengthening the positive forces is necessary to counteract the negative forces that will trigger destruction in a society. But, if one is to analyze Hitler’s statement carefully, people who are against his political agenda are considered as â€Å"the negative forces of destruction†16. Therefore, â€Å"positive forces of preservation† is actually referring to the need to remove all people who are against his political agenda17. Unfortunately, there is a hidden truth in all propagandas. Because of Hitler’s personal desire to manipulate and control the social order throughout the entire Germany, millions of people who were against his propaganda suffered and died18. On top of those who died in the battlefields, almost 6 million Jews and other less dominant races were murdered under his leadership19. Even though the political propaganda of Barak Obama was based on â€Å"a good cause†, it is clear that there is a personal interest behind the â€Å"observable truth† which is to create and offer more jobs for the local people20. It is true that each person has the right to receive health care services. However, if

Personal Statement for Admission to Law School Example | Topics and Well Written Essays - 750 words - 1

For Admission to Law School - Personal Statement Example These words could not better describe the attitudes of my fellow students and peers since the tender age of eleven and throughout my high school period. I studied in predominantly white private institution based in Maryland. I was subjected to numerous racist names like Midnight, Oreo, Double Stuff, Dark Skin just to mention a few. Living in a neighbourhood and attending a school that was far removed from my culture and origin, I started to feel meaningless as my efforts of being accepted with my peers bore no fruit. Normally I neither paid attention to those insults, nor reported them to the responsible administration in order to avoid confrontation. I was to realise later that my desensitization to racist taunting led to shame due to my skin colour. When and how, I wondered, shall I make a distinction according to my worth and accomplishment? When shall I make my stand against such prejudice? The answer came when I had a closer look at New York City and my family heritage. Though I have not visited the city before, I was aware of the reputation of the city as a hub of diversities and a melting pot of all cultures. It is there that someone comes across people of different colours, sexualities, religions and social-economic statuses. The existence and integration of people of different backgrounds in this city further consolidated my belief in working against prejudice and in the service of others. I now realise that I have to act on these convictions, unlike my behaviour at high school. My individuality is described by the following beliefs: to help those that suffer prejudice, those that do not have an opportunity to reach the required level of education enabling them to make a stand, and to help the many that suffer in Africa or some other places. My desire to help people is also fuelled by my family heritage in public service. My father is the direct progeny of Nigerian royalty. Though Nigeria is not controlled by political or royal figures, my family has

Giotto Di Bondone: Art Style Analysis

Giotto Di Bondone: Art Style Analysis Giotto di Bondone (c. 1277-1337) was a Florentine painter who is widely celebrated as one of the most revolutionary and influential artists in the Trecento Italy. The 16th century art historian Giorgio Vasari praises Giottos gifted artistic talent, intellectual acumen, and pictorial precision: He became such an excellent imitator of Nature that he completely banished that crude Greek style and revived the modern and excellent art of painting. Giotto transformed the flat Byzantine approach by pursuing the naturalistic style that had been neglected by his artistic predecessors. Through close observation of nature, Giotto gave life to forms on a two-dimensional surface. Arguably, his most renowned work is the fresco cycle in Arena Chapel, Padua. Completed around 1305, the fresco paintings in the interior of Arena Chapel were commissioned by Enrico Scrovegni, who dedicated the chapel to the Virgin of Charity in order to repent his and his father Reginaldos sins of usury. In the thirty-ei ght scenes of the cycle, Giotto employed a dramatic narrative program. The episodes not only serve as a visual language showing the lives of the Virgin and Christ, but also reveal a sense of drama and display human interiority that demand the viewers intellectual and psycholocial engagment. How was Giotto able to convey drama and achieve communicative potential? This paper attempts to answer the question by analyzing his artistic style. Before embarking on our discussion of how Giottos artistic elements are dictated in Arena Chapel, we should first look at the organization of the fresco cycle. The thirty-eight episodes are arranged in three registers; the lives of Mary and her parents, Joachim and Anna, begin on the top level, the life and the mission of Christ are depicted on the middle level, and the Passion, Crucifixion, and Resurrection of Christ are on the lower level. The base level below has grisaille paintings alternating with the Virtues and Vices, which are painted in shades of gray in order to mimic marble and sculpture. The Last Judgment, perhaps the climax of the narrative cycle, fills up the majority of the west entrance wall. The barrel-vaulted nave of the chapel is executed in blue-the color that is echoed in all of the backgrounds of the panels, thus enhancing coherence. Each fresco section is surrounded has ornamental borders that not only function as dividing frames but also serve to heighten the realisitc quality of the painted scenes. Emotionalism in Giottos narrative is strengthened by his technique of averting some of his figures from the viewers eyes. He does this consciously by positioning his figures on their backs to the viewers or showing figures only in their profiles. His treatment of figures shows his interest in revealing stories and portraying emotions by concealing some forms. Lamentation in the lower register of the left wall from the chapels entrance shows the essence of his technique. The two mourners who are seen from their backs are not incidental in their positions but play an important role in communicating human drama. The mourning figure in the left corner is holding the head of Christ while the other is holding his right hand. Although we as viewers are not able to witness their facial expressions, we are able to feel the presence of their grief in absence. Through inexplicit images, Giotto is allowing the viewers to internally create an image and feel their silent mournings. Perhaps the rea son that the seated mourners are so simple and voluminous is that Giotto expects the viewers to add details through our own imagining. A similar technique can be seen in Giottos Kiss of Judas, where a relatively small sized figure in a hooded cloak is turning his back to the viewers. Right in front of the figure is Peter stretching his right hand to cut Malchus ear. Giotto included the anonymous figure to let the viewers contemplate and imagine the face of a tormentor who participates in the atrocity. In this way, onlookers can experience deeper emotional responses and relate to the biblical narrative in a much more empathetic way. Baxandall calls such experience a visualizing meditation and states that by omitting details, an artist complements the beholders interior vision. Giotto renders psychological drama through striking gestures and facial expressions on his figures. These elements are the most evident in Lamentation. The ten angels above the body of Christ are frantically flying and thrusting their bodies toward the viewers. They are moving with such great speed and energy that their robes seem to melt into the sky as they dart through the air. Their ghastly expressions of grief allow viewers to empathize. It is also crucial to note that none of them looks the same; each is individualistic in his or her poses and expressions. The angel on the lower right side is wrenching her hair with her two hands while another has her arms outstretched. The one in the middle is dashing toward the viewers with his mouth half open while another covers his face with his drapery. The motions, contortions, and foreshortening of their bodies are so powerfully depicted that their agony and despair are almost palpable. The movement of Saint John the Evangelist is also dramatically represented. He is standing up and bending his body to look down at Christ while throwing his arms back as if in utter shock and disbelief. The pain is apparent in his contorted face. His posture is evocative of the cross, which symbolizes the suffering of Christ. The gesture of Saint John the Evangelist not only heightens the psychological drama but also tells us that he has the room to do it. Thus, it creates an illusionistic space, depth and perspective that make the narrative panel much more true to life. Through a combination of different gestures and expressions, Giotto offers a range of sadness that provokes a powerful emotional response. Giottos narrative is much more dramatized by its sensory impact. Giotto is successful in not only communicating emotions visuallly but also is effective in appealing to the tactile and olfactory senses. In Giottos Meeting at the Golden Gate, viewers can feel the affinity through the touch of Joachim and Anna at the bridge in front of the Golden Gate. Anna is wrapping her hand around the neck of Joachim and her other hand is embracing his cheek while Joachim is drawing Anna toward him. Giotto positioned them so close to each other that their bodies and faces seem to merge in to one flesh. It is the touch that intensifies the old couples blissful emotion. By stimulating the tactile perception of the viewers, Giotto is able to communicate with the psychology of the viewers minds. As Gombrich writes, it is touch that enable[s] us to reconstitute the three-dimensional form in our minds. Giotto has also captured the drama of human interaction in Raising of Lazarus. Here, Giotto included tw o figures on the right who stand directly beside Lazarus. Both have covered their mouths and noses with their cloaks and one of them is even turning away from the scene as if the odor emanating from the decayed body of Lazarus was too sickening to tolerate. Their reactions to the smell add a depth of reality and signal the interaction among the characters portrayed. Through the presence of the two covered figures, Giotto has captured the feeling of unpleasantness. In fact, by appealing to the olfactory senses, Giotto allowed the viewers to become active participants rather than passive observers. Giottos series of fresco paintings in Arena Chapel are the culmination of his artistic skills. Various techniques are combined to communicate with the viewers. Through the concealment, gestures, expressions and tactility of his figures, Giotto provokes a strong emotional response from the viewers who are led to meditate upon his paintings. He has consciously employed his intelligence, ability and precision to suffuse his narrative scenes with human drama, interaction and emotions. Indeed, they are not merely well crafted mural paintings to be passively enjoyed but are combinations of powerful narratives to be actively interpreted. Ultimately, Giottos interest in human experience and naturalism has made the narrative cycle in Arena Chapel so profound and communicative.

Automotive Electrical System :: automobile car vehicle electric system

The electrical system consist of the generator (alternator), the regulator, the battery, the starter, and of course all the necessary wiring. Generator (alternator)- The generator converts the mechanical energy, which it obtains from the crackshaft through a pulley and belt system, into the electrical energy needed for ignition, lights, and all other electric accessories the vehicla contains. It also recharges the battery. The generator consist of two basic parts: the Field Coils which create the magnetic field and the Armature Winding which rotates in the magnetic field producing a flow of current. It's common to have a fan attached to the generator to help cool the system. Regulator- The regulator controls the generator's output according to the needs of the electrical system. Battery- The battery stores electrical energy for starting the engine and the operating electrical units when the output produced by the generator is not sufficient. It principle is to convert chemical energy into electrical energy. Batteries are built in a series of cells, each producing approximately 2 volts. A 6 volt battery will then have 3 cells and a 12 volt battery will have 6 cells. The cells are all connected in series. Starting Motor (starter)- This is a special type of an electrical motor designed to crank the engine at a speed high enough to permit it to start. It is capable of operating under heavy overload and creates great power, but only for a short time. When the starter is engaged, the driving pinion gear, which is attached to its shaft, is thrust forward to engage the teeth of the flywheel. The flywheel rotates the crankshaft to which is mounted, thus cranking the engine. As soon as the engine starts up, the driving pinion is automatically disengaged from the flywheel. The ignition system is designed to transform the low voltage from the battery or generator to the high tension voltage required to produce the sparks that ignite the compressed mixture of air and fuel in the combustion chamber. This system consist of the ignition coil, the distributor, the spark plugs, and high and low tension wires. Ignition Coil- This is a transformer designed to step up the 6 or 12 volts from the battery to approximately 20,000 volts. Distributor- The distributor which is driven by the camshaft, sends the high tension current it recieves from the ignition coil to the proper spark plug at the correct instant that the corresponding piston reaches the top of the compression stroke.

Portfolio Effect on Risk and Return

ERC INSTITUTE Name : Kimberly Limanto Student ID : 1004434 Course Name: SADBA Title Of The Course : Investment and Fund Management Date of Submission : 15 November 2012 Instructor Name : Mr. Johnson Yang TABLE OF CONTENTThe Financial advisor’s investment case: Inferior investment alternatives Although investing requires the individual to bear risk, the risk can be controlled through the construction of diversified portfolios and by excluding any portfolio that offers an inferior return for a given amount of risk. While this concept seems obvious, one of your clients, Laura Spegele, is considering purchasing a stock she will bear. To convince her that the acquisition is not desirable, you want to demonstrate the trade-off between risk and return.While it is impractical to show the trade-off for all possible combinations, you believe that illustrating several combinations of risk and return and applying the same analysis to the specific investment should be persuasive in discour aging the purchase. Currently, US Treasury bills offer 7%. Three possible stocks and their beta are as follows:- SecuritiesExpected ReturnBeta Stock A9%0. 6 Stock B 11%1. 3 Stock C 14%1. 5 Required I. What will be the expected return and beta for each of the following ? portfolios? a.Portfolio 1 through 4 : all of the funds are invested solely in one asset ? (the corresponding three stocks or the Treasury bill) b. Portfolio 5: one quarter of the funds are invested in each alternative c. Portfolio 6: one half of the funds are invested in stock A and the other half in stock C. d. Portfolio 7: One third of the funds are invested in each stock. II. Are any of the portfolios inefficient? III. Is there any combination of the Treasury bill and Stock C that is superior to portfolio 6 (i. e. half the funds in Stock A and half in Stock C)? IV.Since your client’s suggested stock has an anticipated return of 12% and a beta of 1. 4 does that information argue for or against the purchase o f the ? stock? V. Why is it important to consider purchasing an asset as part of a portfolio ? and not as an independent act? Answers: I. Expected Return and Beta of each portfolio. a. All of the funds are invested solely in one asset. * Portfolio 1 : 100% in investment T-Bill E(R) = 7% E (beta) = 0. 0 * Portfolio 2 : 100% investment in Stock A E(R) = 9% E (beta) = 0. 6 * Portfolio 3 : 100% investment in Stock B E(R) = 11%E (beta) = 1. 3 * Portfolio 4 : 100% investment in Stock C E(R) = 14% E (beta) = 1. 5 b. Portfolio 5 : 25% investment in each security E(R) = (0. 25*0. 07) + (0. 25*0. 09) + (0. 25*0. 11) + (0. 25*0. 14) = 0. 0175 + 0. 0225 + 0. 0275 + 0. 035 = 0. 1025 = 10. 25% E (beta) = (0. 25*0. 0) + (0. 25*0. 6) + (0. 25*1. 3) + (0. 25*1. 5) = 0 + 0. 15 + 0. 325 + 0. 375 = 0. 85 c. Portfolio 6 : 50% investment in Stock A, 50% investment in Stock B E(R) = (0. 5*0. 09) + (0. 5*0. 14) = 0. 045 + 0. 07 = 0. 115 = 11. 5% E (beta) = (0. 5*0. 6) + (0. 5*1. 5) = 0. 3 + 0. 75 = 1. 05 . Portfolio 7 : one-third investment in each security E(R) = (0. 33*0. 09) + (033*0. 11) + (0. 33*0. 14) = 0. 03 + 0. 036 + 0. 046 = 0. 1122 = 11. 22% E (beta) = (0. 33*0. 6) + (0. 33*1. 3) + (0. 33*1. 5) = 1. 12 Each Portfolio returns and beta 100% in T-bill| 7%| 0. 0| 100% in stock A| 9%| 0. 6| 100% in stock B| 11%| 1. 3| 100% in stock C| 14%| 1. 5| 25% in each| 10. 25%| 0. 85| 50% in A and C| 11. 5%| 1. 05| 1/3 in each stock| 11. 22%| 1. 12| II. Inefficient portfolio is a portfolio where the expected risk is higher than the expected return in their comparison.In this case, portfolio 3 where the investment is 100% invested in stock B is the most inefficient because its expected return is 11% and its beta is 1. 3 while in portfolio 6 the expected return is slightly higher, which is 11. 5%, but the beta is lower, which is 1. 05. Therefore from this, we can conclude that portfolio 3, or when she invest 100% in stock B, is the most inefficient portfolio. III. The portfolio which combin es 50% investment in stock A and 50% investment in stock C generates an expected return of 11. 5% and beta of 1. 05.The combination on investment between T-Bill and stock C that will be superior to the previous portfolio is: E (beta) = 1. 05 = [X% * 0. 0] + [Y% * 1. 5] = 1. 05 = 0 + [Y% * 1. 5] = 1. 05 Y% = 1. 5/1. 05 Y% = 0. 7 = 70% X% = 100% – 70% = 30% E(R) = (0. 3*0. 07) + (0. 7*0. 14) = 0. 021 + 0. 098 = 0. 119 = 11. 9% The portfolio which combines 30% or less investment in T-Bill and 70% or more investment in stock C will e superior to portfolio 6 which combine 50% investment in stock A and 50% investment in stock C. IV. The portfolio that the client suggested which has 12% expected return and 1. beta is inferior compared to any other portfolio. To prove that this portfolio is inferior to another portfolio, we can try to calculate by : Beta of 1. 4 is a combine of 93% investment in stock C and 7% investment in T-bill. Calculation: (0. 07*0. 0) + (0. 93*1. 5) = 1. 4 This portfolio will generate an expected return of: (0. 07*0. 07) + (0. 93*0. 14) = 0. 0049 + 0. 1302 = 0. 1351 = 13. 51% This calculation prove that a beta of 1. 4 suppose to give 13. 51% expected return. Therefore, the client's suggested portfolio is inferior compared to any other portfolio.V. Purchasing an asset as a part of a portfolio is a much clever way than just purchasing one single asset. It is because by purchasing several assets, the investor can either have higher return with the same risk, or same return but with a lower risk. Therefore, purchasing more than one asset will give benefits to the investor. Also, by purchasing in more than one asset, the investor can be more â€Å"safe†. What safe means is when the other asset collapse, or its value decline, there are still other assets that can cover the losses.

African religion and christianity Essay

Although Africa was not a plain or bear continent, Africans had their way of life, structure of government, religion, economic activities, education,systems of marriage and development plans for their societies, nevertheless the British brought their systems which conflicted with Africans established way of life, this was because the British, as many other European powers were economically depressed and Africa appeared to be the only way out.The British wanted to pass the three C’s; Commerce, that is to make money through acquisition of free labour form Africans, raw materials for their industries as industrial revolution back in Britain was rapidly taking place, market for their surplus production; Christianity to save Africans as alluded in the Gospel of Saint Mark 16 versus 5 Go ye to the entire world, baptizing all men in the name of Jesus.†Explorers such as David Livingstone, Vasco Da Gama, Portuguese Diego Cam and Arabs with Muslim faith had missionary zeal. The la st C is for Civilization, they wanted to civilize Africans in terms of education, culture and many other aspects I will bring out later in this essay. RELIGION Black`s Law Definition of religion; This is man`s relation to Divinity, reverence, worship, obedience, and submission to mandates and precepts of supernatural or superior beings. In a broad sense, it includes all forms of belief in the existence of superior beings exercising power over human beings by volition, imposing rules of conduct with future rewards and punishments. AFRICAN RELIGION Awolalu defines African religion as â€Å"†¦largely written in the people’s myth and folktales, in their songs and dances, in their liturgies and shrines and in their proverbs and pithy sayings. It is a religion whose historical founder is neither known nor worshipped; it is a religion that has no zeal for the membership drive, yet it offers persistent fascination for Africans, young and old.† The African traditional religion was not homogeneous as the communities had different ethnic background thus the religious practices such rituals varied one community to the other. It is worth noting that it was oral, not scripted or written and was passed from one generation to the other by word of mouth as I earlier alluded in the Awolalu definition of religion. Within their organized societal structures, Africans believed in supernatural beings together with ancestral spirits.The ancestral spirits were believed to link the living societal members to the gods. We all agree that one cannot talk about African religion without African values as they are intertwined and inseparable. African religion was embedded in moral values or codes or standards which were believed to originate from God through the ancestral spirits, these values when followed or observed one would be rewarded with maybe good harvest from their cultivation of land or increased number of a flock of cattle. When these values have violated the culprits were reprimanded, for instance, adultery was highly condemned therefore in case a member engaged in it he or she could be punished by God through the ancestral spirit. This punishment could be through the infliction of sickness to the culprit or barrenness. The concept of values is a vital point as one talks of the African religion. African religion is drawn from the African values. The African religion had some institutions which presided over religious functions, these institutions were believed to communicate directly to ancestral spirits (living dead) who in turn would communicate to the gods and grievances of the living societal members would be heard. In the Kenyan context, these institutions include Orkoyot of the Nandi, Oloibon of the Maasai, Seers, Diviners, and Rainmakers depending on the ethnic communities which they came from. These institutions apart from the veneration of the ancestors, they blessed warrior before going for war, advised the political leaders, offered sacrifice to god and conducted rituals for the culprits who violated moral values in the community. The gods had some specific names for instance, in Kenyan context, we had Enkai for the Maasai, Encore for the Abagusii, Mulungu for Akamba, Asis the Nandi, Ngai for the Agikuyu and Nyasaye for the Luo. There were specific worship places which were regarded as holy, this places included shrines, mountaintops some special trees such as mugumo, hills, and some caves. The diversity of the names given to gods and places of worship, show the lack of uniformity in the African Religion. This concludes that Africans were of different ethnic background and had their own religion, gods, and religion as a community. CHRISTIANITY This is a religion based on the life, teachings, and practices of the person of Jesus Christ. The origin of Christianity is drawn from a character, believed to be the Son of God. It is a religion more about the relationship between one and Jesus rather religious practices. A Christian, as the name suggests is a follower of Christ. The origin of Jesus of extra-ordinary or Supernatural happening as it is believed He was conceived by the power of Holy Spirit and born of a Virgin. This small description ascertains the definition of religion as I had earlier defined it. Christianity is practiced through reading the Bible and attendance of services for the Protestants and Mass for the Catholics. The religion is scripted or written in the Bible which is the reference for all who ascribe to Christianity. It contains all the rules guidelines, commands that Christians should observe their entire life. These guidelines govern human relationship to one another and their relationship to their God.there no diverse Christians as all of them draw their beliefs from Jesus Christ through reading and exercising their beliefs from the Bible.Christianity is a homogeneous religion or rather uniform. There are institutions such Priests, Bishops and Catholic Fathers who lead other Christians in worship. These people undergo theology training for them to undertake their duties. There are specific places of worship where Christians congregate. These places are Churches or Chapels. THE CHRISTIAN MISSIONARIES. They mainly to spread Christianity and Commerce†¦Dr. David Livingstone, I go back to Africa to make an open pass for Christianity and Commerce.† The first encounter is dated from the 15th Century. The Portuguese Christianity introduction to Africans in the East African Coast. This, however, had very little success. By 19th Century Christian missionaries arrived in East Africa they included: 1.The Holy Ghost Fathers 2.The Church Missionary Society 3.The Methodist Fathers 4.The Mill Hill Fathers THE ENCOUNTER I) Source/origin of Religion The Africans believed that their religion was sourced from god, who they believed long before their ancestors’ existence. The British Missionaries conflict with Africans by telling them about the existence of a God who had a son and lived among us many years ago. The religion of British was written (Bible) thus one had to have the ability to read and write in order to understand it, whereas that of African was passed from generation to generation by oral tradition. There is an introduction of a new system of identifying the origin of religion which conflicts with the African system. II) Places of worship The Africans revered in special caves, Mountaintops, hills, Forests, Special trees (mugumo) and shrines. The British tell Africans that they should worship God places called Churches. This encounter shows that there is a bit of clashing as the African places were very clearly defined and preserved by the community members. The British also seized African land to construct churches or chapels, Africans, as a result, became very hostile as they had distinct worship places which occurred naturally. They believed that their land was for cultivation and a gift from their gods. III) The Practices of Religion The Africans practiced their religion by reverence to their ancestors, offering human and animal sacrifices and invoking the ancestral spirits. They offered sacrifices in order to get favors in terms of harvest. The African worship was communal that is, all community members used to convene to pray for rain and ask for the wellness of the community. The British religion had an aspect of confession of one`s sins before worship, repentance, and forgiveness of sin are granted. This aspect of forgiveness of sins lacks in the traditional African religion, one had to be punished for wrongdoing. British missionary religion brings out an aspect of offerings in terms of money and tithe which is ten percent of one`s total earnings. IV) Religious leaders In African religion, worship was led by Diviners, Rainmakers, and Seers who were considered righteous. The work of religious leaders was taught through apprecentiship and was hereditary from specific clans in the community. There were certain clans from whom diviners would descend. They were highly respected in the community. The British Christian religious leaders attend school to be trained mainly on theology. They study formalities of worship and nature of God. Any member of Christian family can become a religious leader although there are some myths which say one has to be ‘called’ by God. The Christian leader has to have the ability to read and write so as to pass the scriptures to his congregation. V) Uniformity of Religion As I handled earlier in this essay, the African traditional religion was diverse from one ethnic community to the other due to the linguistic differences, migration patterns and origin. Christianity is introduced as a homogeneous religion as the author of it is Jesus Christ, a common ancestry and reference point for all Christians. The diversity of worship is dismantled by the British introduction of this even religion. As I have pointed above there are distinct differences between Traditional African Religion and the British Christianity and how both systems fought to outdo the other. The African religion had deep roots in the society as it was passed orally through stories, myths, riddles and proverbs which were very appealing to the audience. These deep roots were however uprooted as change is inevitable in every circumstance. As an old adage, ‘one man’s meat is another man’s poison.’ The British struck the Africans struck back but were easily overpowered, and gave in. The British were gradually using religion as a tool to pass several other systems to the Africans. Education which traditionally was based on oral tradition was easily eliminated as most Africans wanted to quench their thirst for knowledge, for those who resisted religion soon began to embrace this Whiteman’s way of worship.

Tartuffe and Adventure Quest Play Analysis Essay Example

Tartuffe and Adventure Quest Play Analysis Essay Example Tartuffe and Adventure Quest Play Analysis Essay Tartuffe and Adventure Quest Play Analysis Essay Essay Topic: The Importance Of Being Earnest Name: Tutor: Course: Date: Tartuffe and Adventure Quest Play Analysis Question One In the turbulent era of the seventeenth and eighteenth centuries, deus ex machine was used to establish a controversial thesis. For example, one scene in Adventure Quest shows the audience the heroes being rescued from an awful fate by the king’s agent. The play also uses deus ex machine when it concludes. This is seen in the scene where a passing navy officer rescues the savage children. The author applies this device to inform the audience that the children would have been afflicted with a terrible fate if the officer had not intervened at the right moment. Ultimately, the ending changes the role of the humor in the play. Humor in this case is replaced by deus ex machine with the audience being given a relief through a happy conclusion contrary to what they were expecting. Question Two By summarizing a wit tradition in a unique perspective, the play â€Å"The Importance of Being Earnest† does not confine itself to a witty Lord Goring and Lord Darlington. The entire script in this case includes shrewd absurdities and a single voice. This makes it hard to establish characters that are witty deliberately. The often-childish Algy is a wit self-consciously. A contrasting scene comes through Algy’s laconic worker Lane. This contrast brings about the theme of social class in the society. The witty Algy has employed Lane as his manservant and even though Lane has been afforded the privilege of living in the house, their lifestyles are quite different. Question Three ‘The importance of being honest† is an excellent example of a comedy of manners and this is particularly supported by Lady Bracknell’s role and her interview with Jack. Bracknell applies the use of irony to challenge the subversive arm of the system. She fights this system even she is aware that loosing is inevitable. Hence, she uses manners and irony as her weapons in this battle. The dominant class in this society is demonstrated in the interview. This interview reveals social class in this society that ultimately fosters manners. Question Four One monologue with a significant role in the play Tartuffe comes in Act I scene II when Dorian is exceptionally willing to express her sentiments. This scene plays the role of bringing out pace and rhythm. Asides and soliloquies were used frequently. The social and character comedies were based on inventive activity therefore making movement rapid and selective in tempo. The characters in this scene are highly theatric and have clear attitudes. The comic and witty situations have a tendency of rending the characters in this scene humorous and ludicrous event though a serious viewpoint complements the comic facade. Question Five The play â€Å"Tartuffe† uses satire to attack human characteristics and behavior but with a main objective of improving these faults instead of worsening them. In particular, the Tartuffe satirized play mainly shifts its focus on religious hypocrisy. Even though Tartuffe is an obvious antagonist and hypocrite, he also represents the rest of society that preaches religious views but engages in actions contrary to their beliefs and morals. In particular, religious satire in this play comes out through Orgon. On the other hand, the play â€Å"Adventure Quest† bears satire that revolves around a consumerist culture. The society in this play encourages purchase of service and goods in great amounts. Ultimately, this is true since economic order was in full force in the 19th to 20th century.

Push and pull factors in Syrian migration Research Paper - 1

Push and pull factors in Syrian migration - Research Paper Example By August 2012 the number of Syrian refugees was believed to have reached 200,000. By March the following year, the number had reached to 1.2 million with a gradual increase expected, according to the statistics on the rate of their increase. By the end of the year 2013 there were more that 2 million Syrian refugees. About 12.5% of the total Syrian population are believed to be refugees in foreign countries. The destination of Syrian refugees includes: Lebanon; Turkey; Jordan; Iraq; Egypt; Algeria; Sweden; Bahrain; Germany; Libya; Italy; Bulgaria; Argentina; Armenia; Romania; Nagorno-Karabakh Republic Russia; Gaza strip; Macedonia; and the United States of America. These destinations are arranged in the descending order according to the number of refugees accommodated. The digits used are believed to be estimates since the Syrian refugees have been moving to other countries through both legal and illegal means. Most of the people who fled Syria are those that have no ability to face the violence that is in Syria. Statistics have proved that more than half of the refugees who flee Syria are children. Children are always the most affected by civil wars, especially due to the fact that they are naà ¯ve and physically incapable to cope with the hard situations that are always brought about by civil wars or any other kind of long term violence (Ullah 167). A majority of the remaining refugees are women. Despite the fact that they might not be naà ¯ve they do not have the physical capability to cope with their male counterparts during civil wars such as that has been experienced in Syria since 2011. The kind of work that Syrian refugees do in the foreign countries highly depends on whether or not they have working permits. Most of the Syrian refugees lack a work permit as a result of not being able to get residential papers. In most host countries, it is always harder for the

Student Survival Guide Essay Example | Topics and Well Written Essays - 1000 words

Student Survival Guide - Essay Example As a result, a student must learn how to manage and find information with little time and energy spent on the search and which produces a maximum return on their efforts. To use a simple word picture, in the classroom, the information is a pool, or a small lake from which to draw. In the workplace, the river of information is always moving, and attempts to put up a dam in order to measure and quantify the amounts of water simply will not be successful. A student must learn to paddle the boat, and gather information from the moving stream all at the same time. While internet searches have become less arcane over the past few years, a student cannot expect to find everything he or she needs from a Google.com search or a stop at Wikipedeia.com. A student should find and subscribe to a few favorite online libraries and databases which will provide depth of information. Two of my favorite online libraries are www.questia.com and www.highbeam.com. These online libraries contain scholarly journals, complete book transcripts as well as newspapers and magazine articles. These web sites can often provide all the background and research materials for the successful internet enabled student. Unfortunately, with the availability of electronic versions of data, the temptation to copy and paste information, and thereby plagiarize another's work is strong. The mass amounts of data which are available, and the time crunch under which today's students must produce results create the perfect envelope in which to commit intellectual robbery, and pull someone else's ideas. In order to maintain intellectual honesty, and uphold academic standards of integrity, the student should take this mantra as his own personal guide. "If the idea is not mine, I should cite the source." By applying this standard, the student can steer his boat around the whirlpools, rocks and rapids which will quickly capsize his boat should he begin to copy others work and call it his own. Material which comes from another's published works, whether taken in summary, or repeated word for word - if the material contains an idea from another person's published work, it must be cited as such. Developing Effective Study Skills Effective study skills in the online learning environment are somewhat different from those which a student needs in the traditional classroom. In the traditional classroom, many elements co-exist as part of the learning process. These elements go beyond simply inhaling information and exhaling assignments and tests. In the traditional classroom, a learning community already exists. The learners are able to draw encouragement, inspiration, and fellowship from one another. In the traditional classroom, one person can set the pace somewhat unconsciously, a level to which other students are drawn toward as they set their own goals. In the online learning environment, the students are individualized and compartmentalized. The online community still can, and must exist in order to create an effective learning environment. However, the students must seek out that community, and become a part of electronic tools such as chat rooms, group discussions, and list serve email digests in order to form the e-learning community. If the student only reads lessons and turns in assignments, he or she will be missing